Employers Risk Services of Houchens Insurance Group Bowling Green Kentucky

Managing the cost of health plans has become one of the most significant challenges facing business today. One of the keys to a successful benefits plan is an effective wellness program that includes, HRA’s, labs and biometrics with a robust personalized report for participant and an aggregate report for the employer. Through these efforts, Employers Risk Services (ERS) helps to ensure that each dollar spent is properly utilized.


ERS employs skilled professionals. Our experienced professionals are dedicated to providing clients with high quality service to meet their specific needs. Our experienced case managers and coaches, who are registered nurses, certified phlebotomist and coaches, monitor medical claims along with risk factors to help participants make lifestyle changes. This also helps ensure that the individual receives the appropriate care as economically as possible.


Employers Risk Services is committed to people. We constantly seek to find innovative and effective ways to reduce the cost of health care delivery to your organization.


Perhaps the best defense against the spiraling cost of workers’ compensation is an active and effective loss control program. At Employers Risk Services, our loss control services focus on the prevention of accidents and improved workplace health. One of the keys to controlling losses and enhancing workplace safety is an active safety education program. ERS Loss Control is pleased to offer web-based safety education, testing and tracking to make certain employees have the knowledge they need to create a safe workplace.



Leigh Anne Massey
Claims Manager


Shannon Gann


Tammy Kirby


Kelly Park
Loss Control Manager


Susan Smith
Director of Medical Mgmt


Rebecca Siers

Center Of Insurance
Curneal Hignite
Houchens Benefits
Roeding Insurance
Roeding Insurance Public Entity
Van Meter Insurance